Be careful out there. I avoided a very clever Phishing scam this morning. (Phishing is when someone attempts to get your personal information by sending an official-looking e-mail. It's fraud.)
This one was targeted at my Pay Pal account. The phishing note indicated that I had added an additional e-mail to my account. I had not done this, so I clicked on the link that said, "If this is incorrect, click here." Well, when I went to that link, the system demanded that I "update" my credit card information. That seemed very suspicious to me. The system looked identical to Pay Pals, except that it wouldn't let me go anywhere else on the page until I entered my credit card info. That was my tip-off. I called Pay Pal. It was a scam. I am very grateful I didn't supply my info. I went back into my real Pay Pal account, removed all my credit card info, and changed my password.
Professional institutions (banks, online businesses, etc.) should never ask for your account details (password, credit card, etc.) via e-mail. Never give out this private info via e-mail!
This scam was a little more sophisticated because it actually took me to a website that looked identical to Pay Pal's. If you are at a website that is asking for your private information and it just doesn't "feel" safe to you, trust your gut. If you have any doubt whatsoever, give the institution a call before entering your info. It's better to be safe than sorry! These phishing scams can be very convincing.
If any one else has internet safety recommendations, please share them!